okay so basically i made the mistake of buying a vanity on tiktok shop from some sketchy seller š (yes yes ik thatās my fault) it was like $70 so i thought it would be a good deal, shipping was $40 so my total was $110. i bought it and i decided to check on it a few hours later and the shop deleted every one of their products including the one i bought and it just says āproduct not available.ā i honestly donāt really know what i should do atp and iām more than certain that i just got scammed. i donāt really know what i should do so pls help me out!! (the second picture was taken on my moms phone btw)
this time itās on the mission āPouring Forth Oil IVā at the beginning of the cutscene where Arthur starts to get off his horse the game crashes, i donāt get a error code pop up either. I lowered my settings as low as possible (as you can most likely tell) and tried the mission on both Dx12 and Vulkan. Below is a video example, the clip is cut off because of the crash but the game program ends and nothing else happens TYSM!!! <3.
![video](0i0ukz4me1ie1)
I have not been feeling sick or stressed, but my Oura ring showed me āminor symptomsā a few days ago and my body temperature has been elevated since - as well as my resting heart rate. Stress levels are through the roof. Resilience is going down.
Unfortunately, I forgot my ring during a short trip, so Iām missing a few days of temperature records.
I have never seen stats like this during my luteal phase before. This is still my first cycle since IUD removal. I have always ācollectedā all my crowns for months and I havenāt gotten a single one since this started.
Apologies if this has been asked before, but nothing came up for me upon searching previous posts on here.
I've recently started getting more serious into wine and building up a small collection(I'm on a budget, so nothing too pricey... yet :P) and I have a question about buying wines on the online Vintages shop. I've noticed that on the shop that they have plenty of decently priced wines, but some will be completely sold out and others at the same price point(or similar) still have a fair amount, to plenty in stock.
Is that because say, as an example, X wine that's $35 is better quality, is more ageable, better produced, etc. compared to Y wine that's also $35?
after manny dies, george #2 is never really mentioned again. i know he tried to scam george, but he came back for thanksgiving, where everyone found out his kidney wasnāt a match. i donāt understand how or why he jus disappears ? youād think that after manny dying him and george would become closer and form that brotherly bond.
**1.Ā Your home equity is a gold-mine. If you need cash, stop taking out high-interest loans.**
So many people take out high-interest payday loans ā please donāt do this. If you get into trouble you can typically get a relatively low-interest HELOC (a home equity line of credit).
Essentially with a HELOC, youāre borrowing against the equity you have in your house and use it for whatever you need (much like a credit card).
Typically, youāll get lower interest rates and more flexible repayment terms compared to traditional loans.
Hereās a calculator you can use to see how much/little you could borrow ([link here](https://betterbuck.net/view-nb.php?offer=lt-home&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st)).
Side note: if you hate debt, you can still get money out of your homeās equity by using something like [Hometap](https://betterbuck.net/view-nb.php?offer=hometap&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st), where you more or less sell investors a portion of your equity without a loan)
**2. Switch auto insurance companies every 6-12 months.**
If you havenāt compared auto insurance rates in the last 6 months, youāre probably overspending (on average by \~$400/year[Ā¹](https://betterbuck.net/content/heres-how-much-youre-actually-overpaying-for-car-insurance/?subid=Red-Big-Mistakes-Homeowners-D2D-1028-New-HELOC1st-Source)).Ā
Example: I cut my car insurance bill by \~$1,300 this year by switching carriers (same exact coverage too) and it took me a whopping 5 minutes.
Take two minutes and pull up a comparison site (I used [Coverage.com](https://betterbuck.net/view-nb.php?offer=bankrate&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st), [Auto-Savings.com](https://betterbuck.net/view-nb.php?offer=otto&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st) is fine too) and compare multiple offers from different companies in one go.
Worst case scenario: you stay with what youāve got. Best case scenario: you save a few hundred dollars a year.Hereās a link to a good comparison site:[ link](https://betterbuck.net/view-nb.php?offer=bankrate&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st).
**3. Try and find the best price online.**
Big stores like Amazon know that no one has time to price shop through dozens of sites, so thereās often no incentive for them to offer bargain prices.
I typically hate browser extensions with a fiery passion, butĀ Capital One ShoppingĀ has always worked well for me and I'd recommend trying it ([link here](https://betterbuck.net/view-nb.php?offer=capitalone2&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st)).
When you shop online (on Amazon or elsewhere) it will automatically compare prices for you, and auto-apply coupon codes when possible.
**4. Get yourself a dang advisor.**
Most people are under the false impression that financial advisors are just for wealthy people.
They absolutely arenāt: if you have a net worth of $100k+, you can typically qualify for an advisor. Having an advisor typically increases your yearly returns by 3%[Ā¹](https://corporate.vanguard.com/content/dam/corp/articles/pdf/putting_value_on_your_value_quantifying_vanguard_advisors_alpha.pdf) (mostly due to smarter tax planning)
If you donāt have an advisor in your family, use a site like [WiserAdvisor](https://betterbuck.net/view-nb.php?offer=wiser&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st) or [Zoe Financial](https://betterbuck.net/view-nb.php?offer=zoe&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st) to find somebody with good reviews in your area.
**5. You don't have to pay off your debt by yourself.**
Very few people know about it, but If you have $10k+ in debt, you can technically ask a debt relief to come in and take over the process for you.Ā
Itāll typically save you 23% off your total debt, after fees (according to NDR, a big debt relief company).Ā
Theyāll negotiate with your creditors and try to get your debt reduced (then they take a cut of the savings).
Typically people who are struggling with debt save 23% on avg. when they ask for help from debt relief companies.
Hereās a little calculator you can use to see how much youād potentially save: [link](https://betterbuck.net/view-nb.php?offer=ndr2&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st)).
**6. Save on home insurance.**
Some homeowners save $1k+/year just by switching home insurance providers (typically saving them more than changing auto insurance policies).
If itās been over a year since youāve reviewed your rates, it might be worth taking a few minutes to compare offers. Hereās a home insurance comparison site Iāve used: ([link](https://betterbuck.net/view-nb.php?offer=bankrate-home&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st)).
**1.Ā Your home equity is a gold-mine. If you need cash, stop taking out high-interest loans.**
So many people take out high-interest payday loans ā please donāt do this. If you get into trouble you can typically get a relatively low-interest HELOC (a home equity line of credit).
Essentially with a HELOC, youāre borrowing against the equity you have in your house and use it for whatever you need (much like a credit card).
Typically, youāll get lower interest rates and more flexible repayment terms compared to traditional loans.
Hereās a calculator you can use to see how much/little you could borrow ([link here](https://betterbuck.net/view-nb.php?offer=lt-home&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st)).
Side note: if you hate debt, you can still get money out of your homeās equity by using something like [Hometap](https://betterbuck.net/view-nb.php?offer=hometap&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st), where you more or less sell investors a portion of your equity without a loan)
**2. Switch auto insurance companies every 6-12 months.**
If you havenāt compared auto insurance rates in the last 6 months, youāre probably overspending (on average by \~$400/year[Ā¹](https://betterbuck.net/content/heres-how-much-youre-actually-overpaying-for-car-insurance/?subid=Red-Big-Mistakes-Homeowners-D2D-1028-New-HELOC1st-Source)).Ā
Example: I cut my car insurance bill by \~$1,300 this year by switching carriers (same exact coverage too) and it took me a whopping 5 minutes.
Take two minutes and pull up a comparison site (I used [Coverage.com](https://betterbuck.net/view-nb.php?offer=bankrate&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st), [Auto-Savings.com](https://betterbuck.net/view-nb.php?offer=otto&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st) is fine too) and compare multiple offers from different companies in one go.
Worst case scenario: you stay with what youāve got. Best case scenario: you save a few hundred dollars a year.Hereās a link to a good comparison site:[ link](https://betterbuck.net/view-nb.php?offer=bankrate&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st).
**3. Try and find the best price online.**
Big stores like Amazon know that no one has time to price shop through dozens of sites, so thereās often no incentive for them to offer bargain prices.
I typically hate browser extensions with a fiery passion, butĀ Capital One ShoppingĀ has always worked well for me and I'd recommend trying it ([link here](https://betterbuck.net/view-nb.php?offer=capitalone2&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st)).
When you shop online (on Amazon or elsewhere) it will automatically compare prices for you, and auto-apply coupon codes when possible.
**4. Get yourself a dang advisor.**
Most people are under the false impression that financial advisors are just for wealthy people.
They absolutely arenāt: if you have a net worth of $100k+, you can typically qualify for an advisor. Having an advisor typically increases your yearly returns by 3%[Ā¹](https://corporate.vanguard.com/content/dam/corp/articles/pdf/putting_value_on_your_value_quantifying_vanguard_advisors_alpha.pdf) (mostly due to smarter tax planning)
If you donāt have an advisor in your family, use a site like [WiserAdvisor](https://betterbuck.net/view-nb.php?offer=wiser&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st) or [Zoe Financial](https://betterbuck.net/view-nb.php?offer=zoe&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st) to find somebody with good reviews in your area.
**5. You don't have to pay off your debt by yourself.**
Very few people know about it, but If you have $10k+ in debt, you can technically ask a debt relief to come in and take over the process for you.Ā
Itāll typically save you 23% off your total debt, after fees (according to NDR, a big debt relief company).Ā
Theyāll negotiate with your creditors and try to get your debt reduced (then they take a cut of the savings).
Typically people who are struggling with debt save 23% on avg. when they ask for help from debt relief companies.
Hereās a little calculator you can use to see how much youād potentially save: [link](https://betterbuck.net/view-nb.php?offer=ndr2&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st)).
**6. Save on home insurance.**
Some homeowners save $1k+/year just by switching home insurance providers (typically saving them more than changing auto insurance policies).
If itās been over a year since youāve reviewed your rates, it might be worth taking a few minutes to compare offers. Hereās a home insurance comparison site Iāve used: ([link](https://betterbuck.net/view-nb.php?offer=bankrate-home&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st)).
As a professional with premium skills in various software and internet skills, I will assist in all virtual and administrative tasks, aiming for your ultimate goal and shooting your business higher for greater achievements.
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Hey guys, I am making a research, so I wanted to ask this subreddit about it too. Question is simple, what should be the next feature of R6?
Add skin inspection
Remove console cheaters
Any answer is appreciated! :)
Do you guys want to see some MITUSA barefoot footwear?
What are your complaints about past products or brands?
What would make you really want to buy a pair?
Whatās your ideal budget?
More context belowā¦
Hey everyone, as most of us have probably seen by now shoe companies that are truly MITUSA are hard to find especially for athletic footwear thatās quality and bearable in style.
I was trying my best to purchase and take over SOM footwear but it seems like we wonāt be able to make a deal really work out here.
This puts me in a spot because I honestly really wanted that to work out so Iād frankly have some decent shoes to wear that it like. Now itās either I make my own or Iām SOL really.
Let me know what you all think please and thank you
Stay Free!
Iām new to this world, and Iāve seen recommendations to avoid white smoke and wait for a bluish one. When adding wood chunks, some suggest placing one in the center and another at the edge so it starts burning later in the process. Doesnāt this cause bad smoke to affect the food?
Thanks ahead.
I finally got my Etsy shop live - one of my 2025 resolutions! Just really proud and want to share the link to anyone here who is getting married or planning bridal or baby showers.
I create templates on Canva so you can edit and print yourself.
Tomorrow I will be adding some Eagles bracelets to the site as well!
https://laist.com/news/climate-environment/researchers-tested-sandboxes-street-dust-lead-eaton-fire
As [I suggested before](https://www.reddit.com/r/SantaMonica/comments/1i6205m/comment/m8dtgpb/), lead is not a worry for people living in areas outside of the burn area, such as Santa Monica. Glad to see that the science has proven that as well.
"Somewhat predictably, the street dust from the middle of Altadena, which saw the worst damage, showed high levels of lead, with samples ranging from just above the California EPA soil screening limit of 80 parts per million to more than 20 times that. Meanwhile, material gathered from nearby neighborhoods had barely any lead present.
"āWe were actually very relieved to discover that although there were higher amounts of lead in this dust, it really was not nearly as concerning and not nearly as toxic as we had feared it might be," John said."
Can people please stop freaking out and shaming those who are open to science and follow facts and not fear?
If I'm being totally honest, I feel like I haven't been consistently happy in my life since 2016. I feel like ever since then I've had major struggles in every area of life that's important to me - money, career, health, friends, relationships, living situations, etc.
I'm getting my Masters right now, so hopefully my career will become more meaningful and lucrative. I'm also in a relationship that should be happy, but I just have a hard time staying happy. I also feel like I used to have a lot of community in my life, but that's just gone.
I think things are starting to look up, but I've just been really beaten down for the last 8-9 years, so I'm having trouble being optimistic. Do things get better for me? Is there anything in my chart that explains how I've been feeling?
Thank you to any kind souls who reply! I've tried to learn how to read charts and just can't wrap my head around it. - y'all are smart af
Channeled my anxiety about tomorrow. Scraped historical data to see how the odds-makers do when setting favorites, spreads, and over/unders. It needs work, but posting it as a WIP before the game.
https://vis.schaffz.in/odds/
Go Birds.
So for some context, I have the iPhone 16 and I heard a quiet popping noise when I squeezed my phone and it was because my sweaty fingers were pressing against my case, making a popping noise because of friction, but it got me thinking if I squeeze my Phone, too hard with the frame bend at all